Your complete
financial picture —
one person
or a household.

Mari connects directly to your bank and tracks every dollar automatically. Budget smarter, plan together, and ditch the spreadsheet — whether you manage money alone, with a partner, or as a household.

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Built for US households
Read-only bank access
Direct bank sync
Your data, your file
Good morning, Desiree’
September 2026 snapshot
Income
$8,400
2 sources
Spending
$3,240
Transfers excluded
✦ Debt free
August 2028
On track
Net worth
$84,200
↑ $1,340 this month
$3,650 in transfers correctly excluded from spending this month.
Groceries$612 / $700
Dining$280 / $400
Subscriptions$148 / $150
September 2026 budget
Groceries$612 / $700
Dining out$280 / $400
Transport$198 / $200
Subscriptions$148 / $150
Entertainment$64 / $200
September 2026 transactions
4 items
Local Grocer
expense−$184
Checking → Savings
transfer−$1,000
Checking → Investment
transfer−$500
Streamflix
expense−$17
$1,500 in transfers excluded — only real spending counted.
Connected accounts
First National Checking
●●●● 4821
$4,280
Checking
First National Savings
●●●● 9203
$7,800
Savings
Pinnacle Investments
●●●● 7741
$52,400
Investment
Atlas Card
●●●● 3388
−$1,240
Credit
Total net worth$84,200
Debt payoff planner
3 debts · $24,800 total balance
Monthly payment$800 /mo
Avalanche34 months · $800/mo
$3,840
total interest
Snowball37 months · $800/mo
$5,680
total interest
Minimum only61 months · $480/mo
$9,220
total interest
Avalanche saves you$5,380 · 27 months
Savings & net worth
Emergency fund78%
$7,800 savedTarget: $10,000
House down payment34%
$17,000 savedTarget: $50,000
Vacation fund61%
$3,050 savedTarget: $5,000
Net worth
$84,200↑ $1,340 this month
Your 2026 in review
12 months consolidated
✦ PDF ready
Total income
$100,800
$8,400/mo avg
Total spending
$78,840
$6,570/mo avg
Saved
$21,960
Strong year
Savings rate
21.8%
of every dollar kept
You kept 21.8% of every dollar earned — strong by any measure. Top spending was Groceries at $9,840 (12% of total spend).
Dashboard
Good morning, Desiree’
September 2026 snapshot
Income
$8,400
2 sources
Spending
$3,240
Excl. xfers
✦ Debt free
Aug 2028
On track
Net worth
$84,200
↑ $1,340/mo
$3,650 in transfers excluded from spending this month.
Groceries$612/$700
Dining$280/$400
Subscriptions$148/$150
September 2026 budget
Groceries$612 / $700
Dining out$280 / $400
Transport$198 / $200
Subscriptions$148 / $150
Entertainment$64 / $200
May transactions
4 items
Local Grocer
exp−$184
Checking → Savings
xfer−$1,000
Checking → Invest
xfer−$500
Streamflix
exp−$17
$1,500 in transfers excluded — real spending only.
Connected accounts
First National Checking
●●●● 4821
$4,280
Checking
First National Savings
●●●● 9203
$7,800
Savings
Pinnacle
●●●● 7741
$52,400
Investment
Atlas Card
●●●● 3388
−$1,240
Credit
Total net worth $84,200
Debt payoff planner
3 debts · $24,800 total
Monthly payment$800/mo
Avalanche34 months · $800/mo
$3,840
interest
Snowball37 months · $800/mo
$5,680
interest
Minimum only61 months · $480/mo
$9,220
interest
Avalanche saves you$5,380 · 27 months
Savings & net worth
Emergency fund78%
$7,800 savedTarget: $10,000
House down payment34%
$17,000 savedTarget: $50,000
Vacation fund61%
$3,050 savedTarget: $5,000
Net worth
$84,200↑ $1,340 this month
Your 2026 in review
12 months consolidated
✦ PDF ready
Income
$100,800
$8,400/mo avg
Spending
$78,840
$6,570/mo
Saved
$21,960
Strong year
Savings rate
21.8%
kept
You kept 21.8% of every dollar — strong by any measure.
Why Mari
The money app that actually
knows what you spent.
01
Real bank connections
Connect your bank once. Mari pulls your transactions automatically — no manual imports, no CSV files, no spreadsheet rows.
02
Transfers stay separate
Moving money between your own accounts never inflates your spending number. Your budget always reflects what you actually spent — not what moved.
03
Smarter than a spreadsheet
Auto-categorisation, debt payoff strategies, savings goals with projected completion — all connected, all updated automatically as you spend.
04
Built for every household
Solo, couple, or full household — shared accounts, shared goals, and shared debt in one view. Everyone sees the full picture.
Building in public
What’s new.
Mari is built in the open. Here’s the most recent work — newest first.
A payment your bank sent back is not spending
September 8, 2026
When a payment bounces, the bank credits it and then takes it out again. Mari was counting the second half as money spent. Both halves now leave your numbers together — one bounced payment had been reading as spending for eleven months before Mari learned to see it.
Bills that don’t arrive every month
September 7, 2026
Property tax, HOA dues, an annual premium. Mari now asks when the next one falls due, then shows the whole amount in the month it lands and nothing at all in the months it doesn’t. A $1,200 bill spread across twelve months makes all twelve wrong.
A bill can be a line in your budget
September 6, 2026
School fees, the HOA, a subscription small enough to forget and worth naming anyway. Tick one box and the bill appears in your budget as its own line, matched against the payments that settle it — with no second entry to keep in step with the first.
Debts you keep by hand now move when you pay them
September 5, 2026
A loan or a store card Mari can’t connect to used to sit frozen at whatever you first typed in. Tell Mari which debt a payment pays down and the balance follows it, every time, without you touching the number again.
Mari on your phone
September 1, 2026
Install Mari to your home screen and it opens like an app — full screen, its own icon, and a notification when a bill is coming or a budget is about to break. Every page was rebuilt for a phone-sized screen along the way.
Delete a transaction and it never happened
August 31, 2026
Every number follows — spending, budgets, cash flow, and the balance history behind your net-worth chart. Mari tells you what the delete will change before you confirm it, because a connected account and one you keep by hand answer that differently.
Reports you can hand to someone
August 29, 2026
A cash-flow statement, budget against actual, and a transaction report you build yourself — on screen, or as a CSV for your accountant, your spreadsheet, or your own files.
Mari says when a bank goes quiet
August 25, 2026
A feed that quietly stopped delivering looks exactly like a month where nothing happened. Mari now shows when each bank last delivered, and tells you when one has gone silent rather than letting you read an empty month as good news.
Cancel, and your money data actually goes
August 22, 2026
Thirty days to read it and take a copy of everything, then Mari deletes your financial history for good. Keeping it forever was never the deal.
Money coming back is no longer money earned
August 21, 2026
A refund, a cashback credit, a loan you were repaid, cash from selling a car — none of that is income, and Mari now says so. Each is reported as its own kind of money rather than quietly inflating what you earned or spent. Your income figure is what you actually earned.
Mari checks its own arithmetic
August 21, 2026
A set of invariants now runs over real transactions asking whether the numbers reconcile — do transfers cancel, can every excluded row say why it was excluded, is any payment counted twice. Mari would rather find a wrong number before you do.
Mari runs on your clock, not a server’s
August 11, 2026
Good morning means morning where you are. Months start and end on your calendar, and the emails Mari sends arrive at a sensible hour in your time zone — not whenever a machine somewhere decided it was 8am.

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